---
title: Buildinghealthandsafety
description: Get a full risk assessment covering fire compliance, OH&S & insurance risks. Identify hidden issues & support premium relief with a Building Risk Review.
---

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## Evidence-Based Building Health and Safety Inspections for Victorian Property Owners and Owners Corporations

### Demonstrate, Don’t Assume, Your Building’s Risk Profile

Provide insurers and stakeholders with a defensible view of risk control, grounded in independently audited maintenance, to support governance and insurance renewal discussions.

[Download the Building Health and Safety Overview](https://www.focusbrc.com.au/brroverview?hsLang=en-au)

[Book a 15‑Minute Risk Scoping Call](https://focusfs.com.au/book-a-brr-meeting?hsLang=en-au)

Specifically developed for the Victorian strata, commercial, and care sectors.

![BRR image](https://www.focusbrc.com.au/hs-fs/hubfs/BRR%20image.jpg?width=1024&height=1365&name=BRR%20image.jpg "BRR image")

### What is a Building Risk Review?

A Building Risk Review is a **risk intelligence report** designed to provide property owners, owners corporations, and managers with a clear, evidence‑based understanding of their building’s risk posture. It moves beyond simple compliance checklists to support informed decision‑making around insurance, liability, and ongoing risk governance.

A Building Risk Review brings together:

- **Verified ESM Status** - An independently audited review of Essential Safety Measures maintenance, consistent with Victorian regulatory and industry requirements.
- **OH&S & Occupant Exposure** - Identification of physical, operational, and contractor‑related risk factors.
- **Insurance-relevant risks** - Risk factors commonly considered by underwriters when forming assumptions and assessing insurance exposure.
- **Existing mitigants** – Documentation of controls already in place to protect the building and its occupants.
- **Risk prioritisation** – A practical view of what matters most for immediate and longer‑term decision support.

The focus is on clarity and prioritisation, not exhaustive inspection.

## Supporting Informed Governance & Insurance Strategy

Property owners, owners corporations, and managers typically consider a Building Risk Review when standard checklists are no longer sufficient for the scrutiny applied during modern insurance renewals and liability oversight.

A Building Risk Review is commonly used to:

- **Address insurance scrutiny** by providing insurers and brokers with credible evidence of risk oversight, rather than reliance on industry‑average assumptions.
- **Support informed decision‑making** by helping prioritise maintenance, testing, and remedial actions based on actual risk impact.
- **Demonstrate governance diligence** aligned with maintenance and risk oversight responsibilities commonly considered by the Owners Corporations Act (Vic).
- **Manage professional liability** by documenting a structured, proactive approach to building risk management.
- **Shift from identification to decision‑making**, enabling defensible next steps rather than reactive responses.

![risk in an apartment block](https://www.focusbrc.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/risk%20in%20an%20apartment%20block.jpeg?width=2000&height=2000&name=risk%20in%20an%20apartment%20block.jpeg "risk in an apartment block")

## A Structured Approach to Risk Management

Our Building Risk Reviews apply a structured, audit‑informed approach to support proportionate and defensible outcomes.

### **On-Site Risk Assessment** We inspect key risk exposures, including fire compliance and OH&S considerations, applying a structured, audit‑informed mindset to the physical asset.

### Review of Verified Records We assess independently audited ESM maintenance records and supporting documentation to understand what is proven and where information gaps exist.

### Actionable Risk Intelligence You receive a structured report that clearly outlines existing risks, validates current mitigants, and identifies sensible, prioritised next steps.

Risk management isn’t about fixing everything; it’s about focusing on what will matter to committees and insurers.

## Frequently Asked Questions

- ### How does a Building Risk Review support insurance renewals?
  
  By providing a risk intelligence report grounded in verified information, insurers and brokers are better placed to understand a building’s specific risk controls rather than relying solely on broad market assumptions.
- ### **Is this different from a standard OH&S report?**
  
  Yes. While OH&S considerations form part of the review, a Building Risk Review also incorporates independently audited ESM maintenance and insurer‑relevant risk factors to support broader governance and insurance discussions.
- ### **Does this report satisfy Victorian compliance requirements for Owners Corporations?**
  
  No. A Building Risk Review does not replace statutory compliance requirements. It is a decision‑support tool designed to complement existing compliance activities by helping property owners and Owners Corporations better understand and document building risk and oversight.

## Next Step

If you’re assessing whether a Building Risk Review is appropriate for a particular building, the **Building Risk Review Overview** provides a concise explanation of the purpose, scope, limitations, and typical outcomes of the review. It’s designed to support internal discussions and help decision-makers determine relevance before committing to any assessment.

For buildings facing more immediate insurance, renewal, or liability questions, you may prefer a short **15-minute risk scoping call**. This conversation is used to confirm eligibility, timing, and whether a Building Risk Review is the right next step based on the building’s circumstances.

 

[Download the Building Risk Review Overview](https://www.focusbrc.com.au/brroverview?hsLang=en-au)

[Book a 15‑Minute Risk Scoping Call](https://focusfs.com.au/book-a-brr-meeting?hsLang=en-au)

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---

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